Do you know One Time Password or What is OTP? If not, then definitely read this post. In today’s time, almost all of us do all our work sitting at home. We do it online like mobile recharge or shopping, so in this digital world our security matters a lot so that our personal Both data and account should be safe from unknown person.
When we do online transactions with the help of net banking, to recharge mobile or to buy some goods, then after filling all the details, a code comes in the last which we call OTP. All of you must have heard about OTP and also used it, but do you know why it is used? If you do not know then it does not matter today’s article What is One Time Password (OTP) I will know you.
What is One Time Password or OTP?
when we some e-commerce When we buy some goods from the website, then we pay it with our ATM card, after filling our banking details while making payment, finally a security code goes to your registered mobile number in your bank as an sms which we OTP They say.
There is a code in that sms, only after filling our payment is successful, without this you will not be able to transact anywhere online.
Why OTP is used?
OTP is a password Which is completely different and safe from the normal password ie the password that users create while creating their account. Like when we create our account in any website, we create our username and password, the password we create is very simple like our name or date of birth or anything else so that we can remember it easily. But in this we are at risk from hackers because they can easily hack our password and steal our details.
Or it may happen that a person who is known to you, if he knows your username and password, then he can also take wrong advantage by using your account, so nowadays all banks, many e-commerce websites And online recharge websites have started using OTP so that the account of their users can be safe. OTP keeps your account safe and protects your banking and personal details from theft.
What is the benefit of OTP?
With OTP, all our accounts like Google account, net banking account, bank account etc. are all safe.
The specialty of OTP is that the code generated by it can be used only once and it remains valid only for some time, if we have not used the code within that time, then that code is not used by any of our users. Doesn’t work. That is, every time we do online transactions, these codes are generated differently, so that our account remains completely secure.
Even if the username and password of any of your account is known to any other person, even then he will not be able to use your account because for that OTP will be required which will come only on your registered mobile number or on your email id only without this He will not be able to take the wrong advantage of your account.
Where is OTP used?
OTP is most commonly used to do online transactions in net banking, apart from this Google has also started using OTP security to make users’ account even more secure.
After activating which any other user device By entering your account details from Can’t login because Google wants to verify there OTP password Who will ask for OTP code on your mobile number through SMS only.
Without this code that user can access your account will not be able to access. All e-commerce websites like Amazon, Flipkart, Snapdeal, eBay etc. and online private companies providing digital wallet service like Paytm, Freecharge, mobikwik, oxigen wallet etc. All of them also use OTP to keep their customers account safe. are doing.
Advantages of OTP – Advantages of OTP in Hindi?
Let us now know what are the benefits of OTP.
To increase security or security – This is a type of security code. This is because it is a protective shield for the user. At the same time, even after the theft of these passwords, the user’s account remains safe. Because without entering the OTP, no other person can access it.
Authentication of User – Through this the authentic user is authenticated. This is because OPT goes only on the registered mobile number of the user. If the right user is doing any activity through his account. For such as changing password, updating mobile number, etc., for their authentication, the system sends OTP to the user according to the method chosen by him. Actions are considered valid only after entering it.
Avoidance of Spamming – When we do online money transaction, the bank sends OTP to get permission from the account holder. So that the identity of the real account holder can be proved. This keeps us from falling prey to fraud. And it is used the most in financial transactions only.
Can Enable Double Security – We can enable OTP Double Security on our account or social media account (Facebook, Whatsapp, Twitter, Google etc.) through OTP. And this can make them more secure. So that no other user can access it.
Free – It is completely free. The user does not have to pay any extra fee for this.
Tez – With OTP, the identity of the original user is proved in seconds. The user does not have to attend the magistrate with the documents to get his identity done.
what did you learn today
I hope you like this article What is One Time Password or OTP? Must have liked it. It has always been my endeavor to provide complete information about OTP in Hindi to the readers so that they can be accessed from any other sites or There is no need to search in the context of that article in the internet.
This will also save their time and they will also get all the information in one place. If you have any doubts about this article or you want that there should be some improvement in it, then you can write low comments for this.
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